Name: Bespoke - Financial solution platform
Availability: InStock
Author: anne51

摘要: provide recent financial statements and guarantor information

Bespoke’s advanced loan system requires users to provide recent financial statements and guarantor information. Admins review this data to determine loan eligibility. Admins can establish loan plans, including suggested amounts, interest rates, failed interest, durations, and more. The platform effectively tracks pending loan applications, defaulters, and completed loans. An integrated loan calculator offers users a preview of their repayment plan upon loan approval. If enabled by admin, users can repay loans in installments. Users cannot apply for a loan if a pending application exists. Admins can view detailed statistics, including earnings from loan repayments. To avoid increased interest rates, the system sends reminders to clients two days before repayment deadlines. Each loan application includes bank account details. Modifying loan plans doesn’t impact ongoing applications.

Buy Now Pay Later

Bespoke facilitates purchasing products, like an iPhone 14 Pro Max, with options to pay in installments or upfront. Customer address information is shared for convenient shipping. All loan application features apply here.

Savings

Regular Savings: Regular Savings lets you save money consistently within a locked plan for a predefined period and earn interest at the plan’s end. Admins have the flexibility to configure plan durations and various interest rates for these regular plans.

Emergency Savings: This option allows you to save for unforeseen emergencies and easily access your funds when needed. Monthly reminders help you stay on track to reach your savings goal. Interest is also provided, although it may be limited if annual goals aren’t met, as determined by the admin.

Duo Savings: Duo Savings, also known as couple savings, is designed for couples saving toward joint goals such as a dream vacation to the Maldives. Similar to other plans, interest is offered, but its growth may be restricted if the user-defined annual goals aren’t achieved.

Saving Circles: Saving Circles provide an engaging way to save money. You can join circles tailored to your interests, such as Manchester United fans, Freelancers, or Single Ladies. Each saving circle operates for 12 months, earns interest, and accepts new members at any time. The system supports setting and modifying saving reminders, with periodic check-ins to encourage topping the circle’s leaderboard. The leaderboard resets at each circle’s end, fostering friendly competition among users.

All Features